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Many Canadians assume that if they have not filed taxes in several years, they have missed their opportunity to receive refunds or government benefits. In reality, some people discover they are entitled to significant refunds, tax credits, and benefit payments once their outstanding returns are filed.

If you haven’t filed taxes in 10 years in Canada, you may feel overwhelmed, embarrassed, or worried about what happens next. Many Canadians delay filing because of life events, financial hardship, self-employment income, health challenges, divorce, lost records, or uncertainty about how much they owe.